terms condition

Legal And Terms

Terms of Use & Legal Disclaimer

Effective Date: March 12, 2026

Commercial Lending USA LLC (“Company,” “we,” “our,” or “us”) welcomes you to www.commerciallendingusa.com (the “Website”). These Terms of Use govern your access to and use of the Website, including all content, information, services, tools, and forms available through it.

By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with these terms, you should discontinue use of the Website.

These Terms apply to all users of the Website, including borrowers, brokers, investors, partners, and general visitors.

1. Informational Purpose of the Website

The information provided on this Website is intended solely for general informational purposes regarding commercial real estate financing and related services offered by Commercial Lending USA LLC and its capital partners.

Nothing on this Website should be interpreted as:

  • A commitment to lend
  • A loan approval or loan offer
  • Financial advice
  • Legal advice
  • Tax advice
  • Investment advice

All financing opportunities referenced on the Website are subject to verification, underwriting review, and approval by the applicable lender or capital provider.

Users should not rely solely on Website content when making financial or investment decisions and are encouraged to consult qualified professional advisors.

2. Commercial and Business Purpose Lending

Commercial Lending USA LLC specializes in commercial real estate and business-purpose financing.

Loans arranged or funded through the Company are intended solely for business, commercial, or investment purposes and are not intended for personal, family, or household use.

Financing programs may include loans for:

  • Commercial real estate
  • Multifamily properties
  • Investment real estate
  • Non-owner-occupied residential properties
  • Construction and development projects
  • Bridge and transitional financing
  • Portfolio financing
  • SBA, USDA, Fannie Mae, Freddie Mac and FHA

Because these loans are primarily business-purpose transactions, certain consumer lending laws that apply to owner-occupied residential mortgage loans may not apply.

3. No Loan Commitment or Guarantee

Submission of information through this Website, including loan inquiry forms, prequalification forms, or contact forms, does not constitute a loan application or guarantee of financing.

Any loan scenario, estimated loan terms, or pricing examples presented on the Website are illustrative only and may change without notice.

Loan approval and final terms depend on several factors, including but not limited to:

  • Borrower financial qualifications
  • Credit history
  • Property condition and valuation
  • Market conditions
  • Capital provider requirements
  • Underwriting review
  • Legal and regulatory considerations

Commercial Lending USA LLC does not guarantee loan approval, funding, or specific loan terms.

4. Roles and Capacity of Commercial Lending USA

Commercial Lending USA LLC operates through a flexible commercial lending platform and may act in various capacities depending on the structure of a transaction.

These roles may include:

  • Table Funding Lender
  • Correspondent Lender
  • Private Investor or Capital Provider
  • Commercial Loan Broker
  • Loan Advisor or Consultant

In certain transactions, Commercial Lending USA LLC may originate or fund loans directly. In other cases, the Company may arrange financing through third-party lenders, institutional investors, private funds, or other capital partners.

Users acknowledge that Commercial Lending USA LLC may receive compensation in connection with financing transactions.

5. Third-Party Lenders and Capital Providers

Commercial Lending USA LLC works with a network of lenders and capital providers that may include:

  • Banks and credit unions
  • Private lenders
  • Institutional lenders
  • Debt funds
  • Hard money lenders
  • Mortgage companies
  • Real estate investment funds

In many transactions, loan funding is provided by these third-party capital sources.

Commercial Lending USA LLC does not control the underwriting decisions, policies, or approval processes of third-party lenders. Final loan approval and terms are determined by the funding source.

6. Compensation Disclosure

Commercial Lending USA LLC may receive compensation in connection with financing transactions arranged or funded through the Company.

Such compensation may include, but is not limited to:

  • Loan origination fees
  • Placement fees
  • Advisory or consulting fees
  • Participation interests & rebate
  • Other transaction-related compensation
  • Processing fees

Compensation structures may vary depending on the nature of the transaction and the role performed by the Company.

7. Accuracy of Information

While Commercial Lending USA LLC makes reasonable efforts to ensure that information on this Website is accurate and current, the Company makes no representation or warranty regarding the completeness, reliability, or accuracy of the information presented.

Loan programs, interest rates, underwriting guidelines, and financing availability may change at any time without notice.

Users are responsible for verifying any information obtained through the Website before relying on it.

8. User Responsibilities

Users of this Website agree to provide accurate and truthful information when submitting inquiries or forms.

Users agree not to submit:

  • False or misleading information
  • Fraudulent financial data
  • Unauthorized personal information of others
  • Information intended to misrepresent a borrower, property, or transaction

Commercial Lending USA LLC reserves the right to decline inquiries, discontinue communications, or refuse service if inaccurate or suspicious information is provided.

9. Intellectual Property

All content on this Website, including text, graphics, logos, images, software, and other materials, is the property of Commercial Lending USA LLC or its licensors and is protected by applicable intellectual property laws.

Users may not reproduce, distribute, modify, or create derivative works from Website content without prior written permission from the Company.

The Website and its contents may only be used for lawful purposes and for evaluating potential financing opportunities.

10. Limitation of Liability

To the fullest extent permitted by law, Commercial Lending USA LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to:

  • Use of the Website
  • Reliance on information presented on the Website
  • Financing decisions made by users
  • Loan approvals or denials by third-party lenders
  • Delays or interruptions in Website access

Users access and use the Website at their own risk.

11. External Links

The Website may contain links to external websites operated by third parties.

These links are provided for convenience only. Commercial Lending USA LLC does not control or endorse the content, policies, or practices of third-party websites and assumes no responsibility for them.

12. Privacy

Information submitted through the Website may be collected and used in accordance with the Company’s Privacy Policy.

Users should review the Privacy Policy to understand how personal information may be collected, stored, and used.

13. Modifications to Terms

Commercial Lending USA LLC reserves the right to update or modify these Terms of Use and Legal Disclaimer at any time.

Changes will become effective immediately upon posting on the Website. Continued use of the Website after such changes constitutes acceptance of the updated Terms.

14. Governing Law

These Terms of Use shall be governed by and interpreted in accordance with applicable laws of the United States and the state of Virginia, without regard to conflict of law principles.

15. Contact Information

For questions regarding these Terms of Use or the Legal Disclaimer, please contact:

Commercial Lending USA
Email: sales@commerciallendingusa.com

© 2026 Commercial Lending USA LLC. All Rights Reserved.