Welcome to commerciallendingusa.com construction division. Building the business and infrastructure of tomorrow requires reliable capital today. We understand that it’s hard to find funding for ground-up construction. Many lenders are hesitant to take on construction loans between zoning requirements, appraisals, and environmental red tape. This is especially true when it comes to ground-up construction of a new construction based on industry.

Our team is specialized in all types of commercial and residential investment construction loan including SBA construction, USDA B&I, FHA multi-family construction, conventional, home builder construction, and private lender construction loans. With flexible payment terms and affordable interest rates, we structure each loan with your business in mind. We look at the project carefully and structure the loan to fit into the underwriting guidelines.

New Construction Loan Features:
  • Loan Amounts: $100,000 - $50,000,000
  • Available Rates: 9% - 15%
  • Typical Terms: 6 months - 18 months
  • Points Charged: 2% - 6%
  • Max Loan-To-Value (LTV): 70%
  • Max Loan-to-Cost (LTC): 90%
  • Owner Occupied Allowed: N/A
  • Interest Only Loans: YES
  • Prepayment Penalties: N/A
  • Mortgage Payment: Can be reserved
  • Minimum FICO Score: 600 +
  • Time to Close: 20-45 days

We offer complicated construction loans and able to customize based on your situation. When the Bank say “NO”, we say “YES”. Our flexible underwriting tailors’ loans specifically to your project and your financial goals, making us the most investor-friendly loans in the area. Let our experienced team handle your all construction and commercial loans when you can spend more time on construction and management.


apartment building
New Apartment Building
energy project
Renewable Energy Project
hotel motel
Hotel/ Motel Construction
mixed unit
Mixed- unit Construction
 gas station
Gas Station and Car Wash
Retail and Office Building
agriculture project
Agricultural New Project
builder project
Builder Construction Project